2023 Annual Benefits Enrollment FAQs

Annual Benefits Enrollment is November 8 – 22nd for benefits beginning on January 1, 2023.  This Annual Benefits Enrollment is a passive enrollment, meaning, if you do not want to make changes to your benefit elections, your current coverages will carry over into 2023.  Action is required for participation in 2023 Flexible Spending Accounts (FSAs).

Yes, there are benefit changes for 2023 and they include the following:

• Enhanced Parental Leave Benefit
  • Birth Parents eligible for 9 weeks at 100% pay
  • Non-Birth Parents eligible for 4 weeks at 100% pay
• NEW Elder Caregiver Leave
  • Associates eligible for up to 3 days of paid time off to care for an ill parent or in-law
• NEW Military Support Leave
  • Associates eligible for up to 3 days of paid time off for military related absences
• NEW Sabbatical Program
  • Tenured Associates eligible for up to 8 weeks of Sabbatical
• Enhanced Bereavement Leave
  • Bereavement Leave increasing from 3 days to 5 days for immediate family members
• NEW PTO Rollover
  • Associates are eligible to rollover a maximum of 40 PTO hours from 2022 to 2023.
• NEW $0 Cost Diabetic Medications
  • Diabetic medications will be covered at 100% with $0 cost across all three medical plans
• Enhanced Medical Plans with Travel & Lodging Support
  • All medical plans are expanding to include travel and lodging support up to $2,000 for qualified expenses to ensure Associates have access to care
• ThrivePass Contribution Increase
  • Increasing by $50 for a total of $150 of Paycor contributions to wallets
• NEW Inclusive EAP Vendor
  • Ginger will provide Associates with a more contemporary and inclusive EAP program that supports all stages of life, including Ginger for Teens

These changes focus on the foundational benefits that make us competitive, as well as enhancements to support you and your family’s wellbeing.

A passive enrollment means Associates are automatically re-enrolled in their current benefit selection for 2022 with the exception of Flexible Spending Accountings (FSAs).  Action is required for participation in 2022 FSAs.

There will continue to be two high deductible health plan options and one PPO option available. All three options are administered by UnitedHealthcare.

All three plans provide benefits and services through a wide national network of providers, cover preventive care at 100%, and provides coverage for other medical services and prescription drugs to keep you and your family healthy.

When considering the Essential HDHP and Enhanced HDHP keep in mind that while your deductibles will be higher compared to the PPO, your premiums are generally lower.

Both HDHP options are intended to work with a Health Savings Account (HSA) which is an important way to save and pay for current and future health care expenses.

The PPO plan offers the lowest deductibles and the highest premium cost.

The Enhanced HDHP features higher deductibles, but lower premiums, than the PPO. This plan comes with a Health Savings Account (HSA) to help you set aside pre-tax dollars to pay on eligible healthcare expenses. It has a higher Company HSA contribution than the Essential HDHP.

The Essential HDHP has the highest deductible, but the lowest premium cost of all three plans—and $0 premium cost for single coverage. This plan also comes with an HSA and has lower Company HSA contribution.

When you enroll in an HDHP, Paycor will make a contribution into your HSA. Click HERE for contribution details.

To make your elections or to decline coverage in Benefits Advisor:

• Log in to Paycor “HR Application” located on the COR’s homepage using the same information you use to log in to your computer
• Navigate to “People” then select “Benefits” > "Benefits Advisor" to begin the enrollment process in Benefits Advisor
• Remember to confirm and submit your elections
• Save a copy of your benefits confirmation page

Once in Benefits Advisor, go to My Benefits > Current Benefits to see the benefits you are currently enrolled in.