2025 Annual Benefits Enrollment FAQs
Annual Benefits Enrollment is November 4 – 18th for benefits beginning on January, 1st 2025. This Annual Benefits Enrollment is a passive enrollment, meaning, if you do not want to make changes to your benefit elections, your current coverages will carry over into 2025. Action is required for participation in 2025 Flexible Spending Accounts (FSAs).
Yes, there are benefit changes for 2025. Please see 2025 Updates for more details.
The changes focus on the foundational benefits that make us competitive, as well as enhancements to support you and your family’s wellbeing.
A passive enrollment means Associates are automatically re-enrolled in their current benefit selection for 2024 with the exception of Flexible Spending Accountings (FSAs). Action is required for participation in 2025 FSAs.
There will continue to be two high deductible health plan options and one PPO option available. All three options are administered by UnitedHealthcare.
All three plans provide benefits and services through a wide national network of providers, cover preventive care at 100%, and provides coverage for other medical services and prescription drugs to keep you and your family healthy.
When considering the Essential HDHP and Enhanced HDHP keep in mind that while your deductibles will be higher compared to the PPO, your premiums are generally lower.
Both HDHP options are intended to work with a Health Savings Account (HSA) which is an important way to save and pay for current and future health care expenses.
The PPO plan offers the lowest deductibles and the highest premium cost.
The Enhanced HDHP features higher deductibles, but lower premiums, than the PPO. This plan comes with a Health Savings Account (HSA) to help you set aside pre-tax dollars to pay on eligible healthcare expenses. It has a higher Company HSA contribution than the Essential HDHP.
The Essential HDHP has the highest deductible, but the lowest premium cost of all three plans—and $0 premium cost for single coverage. This plan also comes with an HSA and has lower Company HSA contribution.
When you enroll in an HDHP, Paycor will make a contribution into your HSA. Click HERE for contribution details.
To make your elections or to decline coverage in Benefits Advisor:
- Log in to Paycor “HR Application” located on the COR’s homepage using the same information you use to log in to your computer
- Navigate to “People” then select “Benefits” > "Benefits Advisor" to begin the enrollment process in Benefits Advisor
- Remember to confirm and submit your elections
- Save a copy of your benefits confirmation page
Once in Benefits Advisor, go to My Benefits > Current Benefits to see the benefits you are currently enrolled in.