Life Events

When you experience a major life event, such as getting married or having a child, there are many changes — including updates to your benefits. To make changes to your benefits due to a qualified life event, you must notify the People Operations team within 30 days of the event. Refer to the information below on how to submit a request to make changes

Examples of some qualifying events include, but are not limited to, the following:

  • Birth or adoption of a child
  • Marriage
  • Divorce
  • Change in spouse’s employment or benefits eligibility
  • Dependent child loses coverage
  • Change in child’s dependent status
  • Death of a spouse/dependent

If you have questions or are unsure if you have experienced a qualified life event, contact People Operations.

Request a Change

You will need to request a change to your benefits and provide the required documentation within 30 calendar days of the event. If you do not request the change within 30 calendar days, the next opportunity you will have to make changes to your benefits will be during the next Open Enrollment.

To process a life event in Benefit Advisor:

  1. From the COR home page, login to the HR Application > People > Benefits > Benefits Advisor
  2. From the Benefits Advisor Home Screen, click on the Life Events Link.
  3. The system will prompt you to select a specific life event.
  4. The system will walk you through the allowable selection/change of your plans based on enrollment rules according to the life event type.
  5. When you are done with your selections/changes, check the "I agree, and I'm finished with my enrollment" box and then click the "Save My Enrollment" button.
  6. Upload your supporting documentation verifying you've had a qualified Life Event by clicking My Profile>Employee File>Add Life Event Document.

People Operations will review your submitted request and contact you if any additional information is needed.

Examples of QLEs and the acceptable documentation include, but are not limited to:

Qualified Life Events (QLEs) Acceptable Documentation
Marriage Adding a spouse to benefits requires a certified copy of the marriage certificate.
Birth Adding a child to benefits due to birth requires a certified copy of the birth certificate which must include both the name of the child and parents.
Adoption / Placement for Adoption Adding a child to benefits due to adoption requires a certified copy of the birth certificate and adoption certificate. If child has been placed for adoption, proof of placement documents from adoption agency or court are sufficient for pending adoption.
Legal Guardianship of a Child Adding a child to benefits for whom you or your spouse are the legal guardian requires a certified copy of the birth certificate and court or administrative order.
Change in Spouse’s/Domestic Partner’s employment or gain of benefits eligibility under another employer’s plan Dropping benefits for you or your dependents due to a change in your spouse/domestic partner’s employment or gain of eligibility under another employer’s plan requires a letter or document from employer stating the employer changed, started, or will start coverage or benefits for you, your spouse/domestic partner or your dependent, including the date coverage began or will start

OR

Letter from health insurance company showing coverage start date
Change in Spouse’s/Domestic Partner’s employment or loss of benefits eligibility under another employer’s plan Adding benefits for you or your dependents due to a change in your spouse/domestic partner’s employment or loss of eligibility under another employer’s plan requires a letter or document from employer stating the employer changed, ended, or will end coverage or benefits for you, your spouse/domestic partner or your dependent, including the date coverage ended or will end

OR

Letter from health insurance company showing coverage end date
Divorced / Legal Separation or Annulment Removing a spouse from benefits requires a divorce decree or final court documents for legal separation and annulment.
Dissolution of Domestic Partnership Removing a dependent who no longer qualifies under our plan for a "Domestic Partnership" requires completion of the declaration of dissolution of domestic partnership form.
Death of a Dependent Removing a dependent from benefits requires a copy of the death certificate or obituary.